About Us

At Alabama Credit Union, you're much more powerful than a customer. You're a member, a part-owner and a shareholder of this credit union. Our job is to provide the information, education and resources you need to get the most from our wide array of financial services. And, as a member, you will receive flexible, personalized service without triggering a flurry of fees that banks would charge. Alabama Credit Union is managed by a volunteer board of directors, democratically elected by our membership. Our members each have an equal voice in how their credit union operates, because our members are more important to our future than big profits. Alabama Credit Union is a not-for-profit entity and operates without taxpayer funding. We return our profits to our members in the form of lower loan interest rates, higher dividends, fewer fees and better service. As a member, you're a part owner of Alabama Credit Union. That means we work for you, and that you have more say in how the credit union is operated, including the power to make decisions. You'll also be encouraged to participate in our Annual Meeting, where our members learn the latest news about ACU and up-to-the-minute ways to improve their financial positions. Membership benefits include a free checking accounts with no minimum requirement or monthly fee, only $5 minimum balance requirement for savings accounts, convenient mobile app for iPhone and Android devices, and 31 branches across Alabama from the gulf coast to Huntsville.